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Cash Flow for Financial Advisory Firms

AUM fees are quarterly and lumpy. Your overhead is monthly and fixed.

Financial advisory firms bill quarterly AUM fees but carry monthly overhead. The Sprint maps your quarterly fee collection schedule against your monthly fixed costs so cash tight spots are visible in advance, not discovered at month-end.

Request the Cashflow Sprint See how it works
  • 13-week cash map
  • 3 what-if scenarios: commission delay, placement dip, payroll bridge
  • 72-hour delivery — pay nothing if it's late
  • 5-min weekly update — yours to run

Quarterly AUM billing creates 60-day cash deserts

Fees collected in January fund operations through March. In February, cash looks tight — not because the business is struggling, but because of billing timing. The Sprint makes that pattern explicit.

Client withdrawals reduce fee revenue immediately

A client withdrawal drops AUM and the corresponding fee in the same quarter. Scenario tabs model the cash impact of AUM drawdowns.

Compliance and tech costs are rising annually

CRM, compliance, planning software, and custodian costs keep increasing. The Sprint tracks those cost trends against fee revenue so the margin compression is visible.

Best fit

Financial advisory firms with 2–10 advisors using QuickBooks Online or Xero, with AUM-based or retainer revenue.

Free Assessment — No Email Required

How clear is your cash picture?

5 questions. 60 seconds. Get a personalized cash flow readiness score and your top risk areas — generated from your answers, not a generic template.

72-hour delivery guarantee. If your 13-week cash map isn't complete and working within 72 hours of submitting your inputs, you pay nothing.

Request The Sprint

Tell us where cash visibility is breaking down

Submit the basics and Spark Cashflow will review fit for the fixed-scope Sprint offer. Delivery stays manual for now. Intake does not.

By submitting, you agree to our Privacy Policy. Your financial data is never shared or used for AI training.

We will review fit and follow up at hello@sparkcashflow.com.

Does the Sprint account for quarterly vs. monthly billing cycles?

Yes. Billing frequency is mapped explicitly so quarterly AUM fees appear at the right weeks in the 13-week model, not spread evenly.

Can we model a scenario where markets drop 20%?

Yes. A market decline scenario applies a percentage reduction to AUM-based fees across the forecast period so you can see the operating cash impact.