Cash Visibility For Service Businesses

Know your next 13 weeks of cash before payroll becomes a problem.

Spark Cashflow turns your existing QuickBooks Online or Xero data into a practical weekly decision system, without a long CFO engagement.

  • 13-week cash map
  • 3 what-if scenarios: late client, new hire, revenue drop
  • 72-hour delivery — pay nothing if it's late
  • Built-in 5-min weekly update — yours to run, not ours
Base casePayroll safe

Current cash

$84,200

Updated from latest bank balance

Lowest week

$21,450

Week 7 if invoices slip 14 days

13-week view

Scenarios for delayed receivables, hiring, and owner draws

The offer

We take your current cash, receivables, payables, payroll, and known one-offs and turn them into a weekly model you can actually use — plus the weekly routine to keep it current.

Best fit

Owner-operated agencies and consultancies with 5–25 staff, a bookkeeper but no CFO, where the owner is personally managing payroll timing.

Starting price

$750 one-time for the founding Sprint offer.

After delivery, ongoing monitoring plans are available for businesses that want us to update the model weekly.

Free Tool

Cash runway calculator

Use this quick estimate to see how many weeks of runway you have at your current burn rate.

Enter your numbers to estimate runway.

Want to see your actual 13-week position? Try the free Cash Flow Preview →

Free Assessment — No Email Required

How clear is your cash picture?

5 questions. 60 seconds. Get a personalized cash flow readiness score and your top risk areas — generated from your answers, not a generic template.

72-hour delivery guarantee. If your 13-week cash map isn't complete and working within 72 hours of submitting your inputs, you pay nothing.

Request The Sprint

Tell us where cash visibility is breaking down

Submit the basics and Spark Cashflow will review fit for the fixed-scope Sprint offer. Delivery stays manual for now. Intake does not.

By submitting, you agree to our Privacy Policy. Your financial data is never shared or used for AI training.

We will review fit and follow up at hello@sparkcashflow.com.

Why not just use QuickBooks or Xero?

Those tools provide data. The Sprint turns that data into a practical 13-week operating view with explicit assumptions and scenarios.

Is this fractional CFO work?

No. This is a narrow setup offer with fixed deliverables, not an open-ended finance retainer.

Can't my bookkeeper build this?

Most bookkeepers are already maxed on the monthly close. Cash flow forecasting is forward-looking work they're rarely asked to do — and if your bookkeeper does want to build it, the Sprint gives them a starting model that cuts their setup time in half.

Will I actually use it after it's delivered?

Each week you update 3–4 inputs: new invoices sent, new bills due, payroll this cycle. The model recalculates the full 13-week view automatically. It takes about 5 minutes. The Sprint includes the built-in routine and a handoff video showing exactly which cells to update and when.